Banking, Micro Finance and Self-Help Groups (Shgs) in India A. Vijayakumar

ISBN: 9788177082098

Published: July 31st 2009

Hardcover

333 pages


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Banking, Micro Finance and Self-Help Groups (Shgs) in India  by  A. Vijayakumar

Banking, Micro Finance and Self-Help Groups (Shgs) in India by A. Vijayakumar
July 31st 2009 | Hardcover | PDF, EPUB, FB2, DjVu, talking book, mp3, RTF | 333 pages | ISBN: 9788177082098 | 5.12 Mb

Prior to the initiation of reforms in 1991, the Indian banking industry suffered from lack of competition, low capital base, inefficiency, and high intermediation costs. Banking sector reforms of the last two decades have placed greater emphasis onMorePrior to the initiation of reforms in 1991, the Indian banking industry suffered from lack of competition, low capital base, inefficiency, and high intermediation costs. Banking sector reforms of the last two decades have placed greater emphasis on structural measures and improvement in the standards of disclosure and levels of transparency in order to align the Indian standards with international practices.

Reforms have brought about considerable improvements as reflected in various parameters relating to capital adequacy, asset quality, profitability, and operational efficiency. An outstanding feature of banking sector reforms in India has been the emergence of micro credit as the most suitable and practical alternative to conventional banking, in order to reach the poor.

The Self-Help Group-Bank Linkage Program was formally launched in 1992 as a flagship program by Indias National Bank for Agriculture and Rural Development. This book contains research papers that focus on the varied aspects of Indian banking, micro finance, and Self-Help Groups. It is an in-depth analysis by academics and research scholars and will be of immense help to all those interested in the study of new innovations in Indian banking in the changing global business scenario.



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